Insurance Company Logos, Profiles & Links in FSM
Welcome to our, World Insurance Companies Logos: Insurance Company Logos in Micronesia (FSM), this page provides a visual guide to the insurance entities operating in the Federated States of Micronesia (FSM).
The FSM insurance market is unique, primarily served by specialized regional insurers (often based in Guam), local brokers, and licensed captive managers. Explore the logos below to identify the key providers for your health, auto, home, or business needs.
Directory of Micronesia (FSM) Insurance Logos & Entities
Explore our comprehensive list of the providers, brokers, and government schemes serving Micronesia. To help you find the perfect match, click on a category below to instantly filter the directory.
All | Regional Insurers | Health Plans | Brokers & Captive Managers | Government Schemes
Moylan’s Insurance Underwriters
A dominant regional provider based in Guam, offering a comprehensive range of personal and commercial insurance, including auto, home, liability, and business coverage for Micronesia.
DB
A major insurer, often working with Moylan's, that underwrites a significant portion of the property and casualty insurance policies available in the region.
Calvo’s SelectCare
A key provider focused on health insurance plans for the region, offering access to off-island medical care in Guam, the Philippines, and the United States.
Aon
A leading global firm offering a broad range of risk, retirement, and health solutions.
MIMC
A local captive insurance management firm that establishes and manages self-insurance programs for businesses.
Net Care
A Guam-based insurer providing health, dental, and life insurance plans throughout Micronesia.
ALAKAI
Alaka'i is a captive insurance management company specialising in managing captive insurance companies for Japanese companies in Hawaii, the U.S. and Micronesia.
How to Get Insurance in Micronesia
Navigating the FSM market requires a specific strategy, as you often won’t find the insurers on a local street corner. Here is the most effective approach to securing coverage.
Identify the Underwriter: The main insurers are regional specialists. Understanding who they are helps you know the ultimate source of your coverage. While you will interact with your local broker, the underwriter (such as Moylan’s or Calvo’s) is the company that is financially responsible for paying your claim. Knowing the underwriter allows you to verify their financial strength rating and reputation, giving you peace of mind that your policy is backed by a stable, well-regarded company, even if your day-to-day contact is a small local agency.
Consider Government Schemes: Be aware of social security and government health plans, as they form a crucial part of your overall financial safety net. These public programs, like the FSM Social Security Administration, provide a foundational layer of benefits for retirement, disability, or basic health needs. It is essential to understand what these schemes cover first. This prevents you from overpaying for private insurance that duplicates coverage you already have, allowing you to focus on purchasing “top-up” policies for specific gaps, such as off-island medical care or comprehensive property protection.
Contact a Local Broker or Agent: This is the most effective method. In a relationship-driven market like Micronesia, local agents and brokers are not just sellers; they are essential navigators. They have established, long-term relationships with the specialized regional insurers (often based in Guam) that underwrite policies for the FSM. They can help you compare options from different providers, manage the complex paperwork, and find a policy that correctly addresses specific island-related risks (like typhoon coverage), a task that is nearly impossible to do by contacting the large regional insurers directly.
Find out more about insurance in the region
World Insurance Companies Logos – Insurance Company Logos in Micronesia (FSM)